Genesis Block

Digital banking powered by crypto

A full-service FDIC-insured1 banking experience built for the digital generation.

  • Earn
  • Spend
  • Borrow
  • Give
Banking services provided by
Evolve Bank & Trust; Member FDIC1

Earn more

Be earning interest on all your deposits (crypto or fiat). Your money should grow even while you sleep.

Earn more on your money

Genesis Block USD Savings Account2 offers interest rates that you won’t be able to find anywhere else — made possible by the power of stablecoins and decentralized financial protocols.

Genesis Block Savings <sup>2</sup>
8.00%Genesis Block Savings 2
Monzo
1.25%Monzo
Wealthfront
0.26%Wealthfront
SoFi
0.20%SoFi
Bank of America
0.03%Bank of America
Chase
0.01%Chase

Earn more on your crypto

Put your crypto to work. Don’t keep it sitting on an exchange or in cold storage. Earn up to 10% on crypto deposits3.

Spend

Get 1% Bitcoin-back rewards on all spending with your Genesis Block debit card.

FDIC Insurance1

All funds deposited into the Genesis Block Cash Accounts are covered by FDIC insurance.

Stack sats

Every swipe of the Genesis Block debit card means more Bitcoin for you.

Spend anywhere

Visa is supported in over 120 countries all over the world.

Borrow

Tap into the value of your crypto without selling it.

Borrow instantly, directly from your phone.4

No long process.
No credit checks.
No hassle.

How it works

Put up collateral

Any crypto that you’re holding can be used as collateral for a loan.

Request loan

Based on the value of your crypto, you can get a loan instantly. Borrow USD, stablecoins or other crypto.

Spend or withdraw

Once you have the loan, you can spend it with the debit card or withdraw the funds to your own bank or wallet.

A true bank replacement

All funds deposited into the Genesis Block Cash Accounts are covered by FDIC insurance.

  • Direct deposit
  • FDIC insured
  • Pay checks
  • ATM access
  • Debit card
  • Pay bills

Give

We believe financial institutions should be able to do well and do good at the same time.

Donate crypto or fiat to your favorite causes.

US residents will get tax deductions on all their giving. We've partnered with a registered 501(c)(3) to make this possible.

  • Climate Action

  • Protect Children

  • Education

  • Tech Inclusion

  • Food & Clean Water

  • Freedoms (Press, Speech, Rights)

  • Support Refugees

  • Tech for Global Problems

  • Treat & Prevent Disease

Compliant,
regulated & licensed

Federally registered with FINCEN.

Working with US regulators on lending licenses & state by state compliance. Strong AML/KYC policies. Robust fraud detection. Working with partners like Socure, Chanalysis and more.

Working with
world-class partners

Custody
Banking
Genesis Block
Banking services provided by
Evolve Bank & Trust; Member FDIC1
Genesis Block, LLC. All rights reserved ©
NMLS ID 1904334: NMLS Consumer Access
1 The Genesis Block Cash Account is provided through Evolve Bank & Trust, Member FDIC. Only the Cash Account is FDIC insured, no other accounts are FDIC insured.
2 The Genesis Block Savings Account is not a fiat account and is not affiliated with Evolve Bank & Trust. This account and the annual percentage yield are made possible through crypto stablecoins and decentralized protocols.
3 The annual percentage yield on crypto deposits are made possible through industry partners. Crypto deposits have no relation to Evolve Bank & Trust.